What is one retirement-related consequence of enrolling in the Survivor Benefit Plan?

• A. It reduces retirement benefits.
• B. It has no effect on retirement planning.
• C. It provides ongoing income to beneficiaries after death.
• D. It affects only medical benefits.

Answer: (C)

Survivor Benefit Plan is essentially a retirement protection that ensures a designated beneficiary receives a monthly income after the service member dies. This ongoing payment is funded from the retiree’s retirement annuity, making it a direct way to provide for loved ones once the retiree is gone. The key idea is that the plan guarantees continued support to survivors, which is why this option is the best description of a retirement-related consequence. It’s not about medical benefits, and while premiums do reduce the retiree’s own monthly retirement pay while living, the most central effect in terms of retirement planning is the survivor income that continues after death.